Discover Business CardNo one carries much cash around today and credit cards are big business. With the large variety of credit cards available you find it difficult to select one. If, however, you are looking for a card that offers a wide range of services and caters to your individual needs go for Discover business card. You start with a 0% introductory Annual Percentage Rate (APR) for 12 months and 3.99% introductory APR on balance transfers for 6 months. Thereafter the APR would be 13.99%. These business cards aim for small businesses. All your business purchases get you maximum cash rewards. If you are a small owner, this is the business card for you if you are looking for a cash rebate.
With 5% CashBack Bonus on office supplies, 2% on gas and 1% on other purchases, what else are you looking for in a business card? In addition you are offered extensive free benefits when you travel and on purchase of a ticket through your business card you are covered for a million dollars in travel insurance. If you are on the move during business tours, renting a car with your business card gets you insurance worth $50,000. You earn up to 1 mile for every dollar worth of purchases on your card, and you can easily redeem your reward miles.
People today have hectic schedules that are very dynamic. It is always advisable that they carry credit cards instead of cash. For one, credit cards have become a necessity of life in the United States and are no longer considered a symbol of status. Secondly, certain credit cards like the business cards from Discover, offer great benefits. These cards have made life easier for their holders.
If you are someone who makes charity donations, especially to American Red Cross and the Make-A-Wish Foundation among others, Discover will add 20% of your amount to these charities if you donate your cash rebates. Discover also offers special merchants discount to their business card holders for purchases made from certain merchants. If you are doing business with a merchant who does not accept credit cards, Discover will allow you to write a check. No service charge, but you will be charged interest at the prevailing APR rate on your card.
Most credit card companies offer a standard 20 day grace period, but if you are a holder of the Discover business card you get 5 extra days. Your grace period is 25 days! The choice is yours whether you intend to pay the whole dues at the end of the period or pay a minimum balance and carry the rest forward.
You earn 5% CashBack Bonus on your first purchases of office supplies of $2000 and 2% on first $2000 worth of gas purchases. You further earn 1% unlimited CashBack Bonus on all purchases after your annual purchases are in excess of $5000. Otherwise you earn only 0.25% on other purchases until your expenditure reaches $5000.
Your choice of Discover business card is a wise choice indeed