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Primerica Life Insurance Co.

Primerica Life Insurance Company is more than just an insurance provider. The services provided since 1977 extend far beyond providing benefits upon a person’s death. Besides, there is so much to enjoy in life, and Primerica wants to ensure that they assist people with living life. At the core of the company, there is a sense of rebellion that sets it apart from most other companies. Primerica truly wants to revolutionize the way families view life insurance. The concept is simple but the rewards extend much further. Primerica’s philosophy is to “buy term and invest the difference.”

Many middle-class families spend an exorbitant amount of money on life insurance policies without the proper education to assist with all the financial obligations that occur throughout one’s lifetime. Primerica is focused on arming clients with the financial intelligence to aid with anything from disabling credit card debt to saving for their child’s education.

With over 6 million customers in the United States, Puerto Rica, Canada, and Spain, people are being educated quickly about the benefits of Primerica’s philosophy. In addition to the fast-growing base of customers, Primerica has some of the best training available to educate representatives with the best financial planning training available. More than 100,000 financial representatives and 24,000 licensed mutual fund representatives have assisted in groundbreaking savings. In fact, securities clients with Primerica have almost $25 billion in assets, and in 2008 Primerica placed more than $90 billion in life insurance. The average death claim benefits paid daily to those insured with Primerica is $2.6 million.

The way this impeccable service is achieved is truly revolutionary as Primerica sets out to provide complete financial services to customers by providing education about term life policies, debt consolidation loans, mutual fund investments, auto & homes owner’s insurance, variable annuities, long term care insurance, and even pre-paid legal services. This enormous amount of financial education is explained by well-trained and knowledgeable professionals.

These professionals also review the individual needs of families through a financial needs analysis. This allows each financially educated representative to focus on clients’ specific needs. Most people are uneducated about financial planning and their personal finances. Many people pay their monthly bills and try, based upon their prior knowledge, to save for the future. However, with the Financial Needs Analysis families are provided with a complimentary analysis of their needs confidentially with a Primerica financial representative.

The education of customers assists with some basic information about how money works. Primerica advises families of the changing financial needs throughout a lifetime. For instance, when a person is younger there are many obligations that connect with day-to-day life; on the other hand, when you are older, typically, there are fewer dependents and fewer financial obligations. With this knowledge in mind, financial needs vary throughout a lifetime and Primerica assists families with identifying what their true needs are. They also explain how long it takes for the average savings account to double through the Rule of 72, Primerica educates families about the importance of interest rate knowledge. This is way the concept of “buy term and invest the difference” works.

For over 30 years Primerica has empowered and educated families of their options to lower their monthly expenses to allow for more investments for the future. Now, with a global effort to protect families across the world and to help them eliminate debt and build true savings, Primerica works with families one-by-one to help them achieve financial peace-of-mind.