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Opening a bank account is often done in person during the past and even till today although of course, today you now have a choice to do it online. Just like opening an account at the Union Bank of California, with its Union Bank online banking service you can also manage this at the comfort of your own home.

You can also do it the old way because you can find a lot of different branches of Union Bank of California throughout the entire state. Many union banks around the United States are insured by the Federal Deposit Insurance Corporation or the FDIC.

Before  jumping into the Union Bank online banking application process, you should first determine what kind of bank account you require. Currently the Union Bank of California offers two kinds of bank accounts, the savings and the checking account. If you’re looking to go with the checking account, you should also familiarize yourself with the bank’s checking account options which include free, regular, tiered interest, signature, 55-plus and teen.

Each account option can be suitable or unsuitable for you depending on your needs. Visit their main site and there, fill up an electronic application form. You will also have to provide a username and password to be able to access the secured online application. The form will also ask for your personal information such as name, mailing address, telephone and Social Security number for verification processes.

Additional personal information such as your parents’ name, email address, employer’s name and so on, may also be asked from you. Once you are done with your application form, you can click on the “Authentication” button to validate your application and after the page has successfully confirmed your validation, you can click on the “Finish and Fund” button to deposit an initial amount to your account.

When creating an account using the Union Bank online banking service it is very important that you have an existing account or credit card to transfer money to your new account. Finally, when you have transferred the minimum amount into your new account, you’re good to go.

Opening an account with the Union Bank online banking service is very simple and straightforward to do. As long as you have some way to deposit money into your new account through the computer, it’s all good.